Required
Documents
- Past
two (2) years W-2 Statements
- Pay
Stubs covering the last thirty (30) days
- Three
months recent monthly bank statements (consecutive)
- Most
recent transaction summary of 401K, IRA or Mutual
Fund Accounts
- Photocopies
of any stock or certificates of deposits
- Copy
of the purchase and sale agreement
- If
you are currently rent ... Either 12 months canceled
rent checks or the name and address of your current
landlord.
- If
divorced ... a fully executed divorce decree
- For
refinance ... a copy of the deed, and most recent
tax bill
- A
letter of explanation for any known credit problems
For
self employed borrowers, employed in sales, paid by commission,
or owns rental real estate:
- Two
(2) years signed personal tax returns - including
all schedules
- If
self-employed through a corporation, last two years
corporate returns as well as year-to-date profit and
loss statement and balance sheet.
Different
programs require varying amounts of documentation. The
loan program you select may require more or less documentation.
Please contacts us for a free, no-obligation consultation.
